Can the Yankees Season Be Saved, or is it Over?

The Yankees have struggled mightily since Juan Soto missed his first games of the season, and those struggles date back to that series against the Los Angeles Dodgers in New York.

Since that series, the Yankees have only won two of eight series they have played in, and are in danger of losing another one on Sunday against the Boston Red Sox where Kutter Crawford and Luis Gil face-off in the rubber match if a three-game set in the Bronx. This comes after the Yankees were able to steal a game on the back of a Ben Rice three home run game where he became the first Yankees rookie in team history to hit three homers in one game.

Yankee fans have been panicking and they sure have a reason too. The Yankees didn’t play any great competition during the first two month, and the good competition they played they struggled and lost to. Fans will be fans and not actually dissect their team when they’re winning, because they’re winning but when you break this team down, they are just not a fundamentally sound baseball team. Losing 14 out of 18 games is not a team that can afford to stand still at or before the July 30 trade deadline.

The Yankees need help in every aspect of the game besides right and center field. The two players playing these positions (Juan Soto and Aaron Judge) have been so good, and in Judge's case historically great allowing the team to able to dominate weaker competition early in the year. When you are not a good fundamental baseball team and have a manager that should not be managing the team anymore it is a recipe for being a boring and frustrating team to watch. Fans are frustrated and want change, but will Hal Steinbrenner deliver these long over due changes or will he let the team along with the season continue to fade away. With Soto only guaranteed to be here for three more months the ball is in Steinbrenner's court to go out there and make it happen.

The pitching staff had a lot of success early in the season and every single pitcher at the exact same time seemingly started struggling. Struggling might be an understatement and that statement right there should scare Yankees fans because it has been incredibly hard to watch. The Yankees went from having arguably the best rotation in baseball, along with arguably the best bullpen to having arguably the worst in both of those aspects of the game over the last 3 weeks. With the trade deadline approaching fast the Yankees must make some moves and make them fast if they want to save their season which seems to be slipping away from them.

The Yankees were the first team to 50 wins and now they only have a 5 and a half game lead over there long-time division rival the Boston Red Sox and the Kansas City Royals who are all fighting for a Wild Card spot. The Yankees went from being a team that might win over 100 games to a team that could potentially be fighting for a playoff spot. That’s not something that usually happens and if the Yankees want to have a legitimate chance to save their season, they must be active BEFORE the trade deadline because if they wait until the deadline, not only might it be too late to have a chance at the division, but they might also see there Wild Card lead completely disappear.

Who could possibly relax the fans and save the Yankees season, who might be available in a league where almost half the teams make the playoffs. With the Blue Jays struggling a lot it seems like Vladimir Guerrero Jr. may be on the move this trade deadline and the Yankees should certainly be open to adding the young first baseman from the divisional foe. He could change the Yankees lineup instantly and bring production to the first or third base position.

More name that comes to mind are Tanner Scott and Mason Miller. These two players must be added as the Yankees bullpen is extremely bad and adding only one reliever just will not be enough to win a World Series. The Yankees have Juan Soto guaranteed for the nest three months, go for it before you risk losing him in free agency and having to be left with a team that will need even more help than it already does over the next few years.

Is the Yankees season over? No but its certainly slipping away and if they can’t get a better grip by acquiring much needed talent they’re going to completely let this season go to waste.

MORE YANKEES

If you have some money wasting away in a savings account that doesn't have interest, then you might want to consider making your money grow with low-risk investments. Financial experts say that certain low-risk investments can really help pad your savings.

Before we get into the best low-risk investments, let's look at what exactly is a low-risk investment. The official definition is basically what you would expect from the definition of a low-risk investment. According to the financial experts at Capital.com, it's "an investment where there is perceived to be just a slight chance of losing some or all of your money. Low risk investments offer you a security blanket as they’re not likely to suddenly drop in value."

In contrast, according to Investopedia.com, "A high-risk investment is one for which there is either a large percentage chance of loss of capital or under-performance—or a relatively high chance of a devastating loss." They add that, "The first of these is intuitive, if subjective: If you were told there’s a 50/50 chance that your investment will earn your expected return, you may find that quite risky." So, for example, a 50/50 risk might not seem risky to some, but it might seem risky to others. An investment with a 99% risk will obviously seem risky to everyone. But, with high-risk investments come big payouts, so that's what lures people in. For example, a separate article from Investopedia.com states that some high-risk investments can double your money. That's obviously a much bigger return than you would see in your average investment. As they state, "Make no mistake, there is no guaranteed way to double your money with any investment. But there are plenty of examples of investments that doubled or more in a short period of time."

So, if you're interested in making a ton of money, or losing it all, high-risk investments such as investing in foreign emerging markets may be of interest to you. "A country experiencing a growing economy can be an ideal investment opportunity," experts at Investopedia.com state. "Investors can buy government bonds, stocks, or sectors with that country experiencing hyper-growth or ETFs that represent a growing sector of stocks." They add "spurts in economic growth in countries are rare events that, though risky, can provide investors with a slew of brand new companies to invest in to bolster personal portfolios."

Now, let's move onto some low-risk investments for those who don't want to risk losing their money. Of course, talk to your financial advisor before making any of these moves.

You've probably heard of CDs being low-risk investments. Fidelity.com explains that "CDs provide reliable, fixed-rate returns on a lump sum of money over a fixed period of time, such as six months, one year, or five years." They add that the great thing is that if you "get a traditional CD at a bank or credit union where they are insured by the Federal Deposit Insurance Corporation (FDIC) or the National Credit Union Association (NCUA)." Usually, CDs have a minimum deposit, and you’ll have to pay a penalty if you take your money out too soon.

High-yield savings accounts are like your regular savings account, but they earn more interest. "You can use these accounts for long-term savings goals or to hold extra money from your checking account," CreditKarma.com states. "For example, if you want to start saving for a house or building up an emergency fund, this could be a great option."

Forbes.com says that right now, the risk level for U.S. treasury bills, notes and bonds is "very low." They add that, "U.S. Treasury securities are backed by the full faith and credit of the U.S. government. Historically, the U.S. has always paid its debts, which helps to ensure that Treasurys are the lowest-risk investments you can own."

Fidelity.com states that, "Money market funds are mutual funds that invest in short-term, low-risk assets like Treasury and government securities, commercial paper, or municipal debt—depending on the focus of the fund." They add that, "Because their underlying investments are typically high quality, they are generally less volatile than other types of mutual funds, such as stock funds."

Fixed annuities are a pretty safe bet. As Forbes.com explains, "Fixed annuities are a popular type of annuity contract that are frequently used for retirement planning, but can also be useful for medium-term financial goals." They add that, "Sold by insurance companies and financial services companies, a fixed annuity guarantees a fixed rate of return over a set period of time, regardless of market conditions."

People talk about stepping outside of their comfort zone in life, but really, investing isn't a place to do this. You know how much money you have to "play" with, so if you're worried about putting too much money in the market, these low-risk investments could still help you make money on your money.

​

If you have some money wasting away in a savings account that doesn't have interest, then you might want to consider making your money grow with low-risk investments. Financial experts say that certain low-risk investments can really help pad your savings.

Before we get into the best low-risk investments, let's look at what exactly is a low-risk investment. The official definition is basically what you would expect from the definition of a low-risk investment. According to the financial experts at Capital.com, it's "an investment where there is perceived to be just a slight chance of losing some or all of your money. Low risk investments offer you a security blanket as they’re not likely to suddenly drop in value."

In contrast, according to Investopedia.com, "A high-risk investment is one for which there is either a large percentage chance of loss of capital or under-performance—or a relatively high chance of a devastating loss." They add that, "The first of these is intuitive, if subjective: If you were told there’s a 50/50 chance that your investment will earn your expected return, you may find that quite risky." So, for example, a 50/50 risk might not seem risky to some, but it might seem risky to others. An investment with a 99% risk will obviously seem risky to everyone. But, with high-risk investments come big payouts, so that's what lures people in. For example, a separate article from Investopedia.com states that some high-risk investments can double your money. That's obviously a much bigger return than you would see in your average investment. As they state, "Make no mistake, there is no guaranteed way to double your money with any investment. But there are plenty of examples of investments that doubled or more in a short period of time."

So, if you're interested in making a ton of money, or losing it all, high-risk investments such as investing in foreign emerging markets may be of interest to you. "A country experiencing a growing economy can be an ideal investment opportunity," experts at Investopedia.com state. "Investors can buy government bonds, stocks, or sectors with that country experiencing hyper-growth or ETFs that represent a growing sector of stocks." They add "spurts in economic growth in countries are rare events that, though risky, can provide investors with a slew of brand new companies to invest in to bolster personal portfolios."

Now, let's move onto some low-risk investments for those who don't want to risk losing their money. Of course, talk to your financial advisor before making any of these moves.

You've probably heard of CDs being low-risk investments. Fidelity.com explains that "CDs provide reliable, fixed-rate returns on a lump sum of money over a fixed period of time, such as six months, one year, or five years." They add that the great thing is that if you "get a traditional CD at a bank or credit union where they are insured by the Federal Deposit Insurance Corporation (FDIC) or the National Credit Union Association (NCUA)." Usually, CDs have a minimum deposit, and you’ll have to pay a penalty if you take your money out too soon.

High-yield savings accounts are like your regular savings account, but they earn more interest. "You can use these accounts for long-term savings goals or to hold extra money from your checking account," CreditKarma.com states. "For example, if you want to start saving for a house or building up an emergency fund, this could be a great option."

Forbes.com says that right now, the risk level for U.S. treasury bills, notes and bonds is "very low." They add that, "U.S. Treasury securities are backed by the full faith and credit of the U.S. government. Historically, the U.S. has always paid its debts, which helps to ensure that Treasurys are the lowest-risk investments you can own."

Fidelity.com states that, "Money market funds are mutual funds that invest in short-term, low-risk assets like Treasury and government securities, commercial paper, or municipal debt—depending on the focus of the fund." They add that, "Because their underlying investments are typically high quality, they are generally less volatile than other types of mutual funds, such as stock funds."

Fixed annuities are a pretty safe bet. As Forbes.com explains, "Fixed annuities are a popular type of annuity contract that are frequently used for retirement planning, but can also be useful for medium-term financial goals." They add that, "Sold by insurance companies and financial services companies, a fixed annuity guarantees a fixed rate of return over a set period of time, regardless of market conditions."

People talk about stepping outside of their comfort zone in life, but really, investing isn't a place to do this. You know how much money you have to "play" with, so if you're worried about putting too much money in the market, these low-risk investments could still help you make money on your money.

​